heLping yOu cultiVate your Investments into wEalth...... for a lifetime and beyond
Welcome to my Web Site.
It is my goal to assist my clients in developing an extensive personalized financial plan that effectively weighs short-term needs and long-term objectives with caring and compassion. What makes me different is my style of explanation which is easy to understand for investors in all stages, whether you are beginning to save, have a nest egg, or are now using your lifetime savings. Your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.
I am a Christian and believe we should use our talents and gifts to help others. I'm here to help educate you about the concepts of financial management. Please contact me for more information on how I can help meet your financial needs for now and in the future. If there is other information you would like to have available here, please let me know.
My Services
While developing a customized financial program, I may walk you through a step-by-step process that will help make you feel confident through a series of informed decisions.
Once your goals have been established, I will offer a choice of appropriate strategies to suit your vision and objectives. I can help you execute a sound financial program utilizing the following products and services:
- Tax planning***
- Investment management*
- Retirement strategies*
- Estate conservation
- Insurance and annuity products**
- College Planning
- Protection planning for long-term care costs and disability
- Cash reserves

To Watch My Many Videos Regarding Financial Planning Please Follow The Link: Answers to Common Questions
You can also subscribe to my YOUTUBE CHANNEL
Newsletters
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Separately Managed Accounts: Tax-Efficiency and Tailored for You
With SMAs, investors have the flexibility to fine-tune their asset allocations for their own unique circumstances and better manage their tax liability.
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Key Retirement and Tax Numbers for 2026
This article provides 2026 contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.
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The College Landscape in 2026
The world of higher education is constantly evolving. Here are some key updates for 2026.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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LTCI Cost of Waiting
Estimate the potential cost of waiting to purchase a long-term care insurance policy.
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Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.