heLping yOu cultiVate your Investments into wEalth...... for a lifetime and beyond

Welcome to my Web Site.
It is my goal to assist my clients in developing an extensive personalized financial plan that effectively weighs short-term needs and long-term objectives with caring and compassion. What makes me different is my style of explanation which is easy to understand for investors in all stages, whether you are beginning to save, have a nest egg, or are now using your lifetime savings. Your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.
I am a Christian and believe we should use our talents and gifts to help others. I'm here to help educate you about the concepts of financial management. Please contact me for more information on how I can help meet your financial needs for now and in the future. If there is other information you would like to have available here, please let me know.
My Services
While developing a customized financial program, I may walk you through a step-by-step process that will help make you feel confident through a series of informed decisions.
Once your goals have been established, I will offer a choice of appropriate strategies to suit your vision and objectives. I can help you execute a sound financial program utilizing the following products and services:
- Tax planning***
- Investment management*
- Retirement strategies*
- Estate conservation
- Insurance and annuity products**
- College Planning
- Protection planning for long-term care costs and disability
- Cash reserves
To Watch My Many Videos Regarding Financial Planning Please Follow The Link: Answers to Common Questions
You can also subscribe to my YOUTUBE CHANNEL
Newsletters
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HOT TOPIC: Rescuing America’s Safety Net
This article looks at the current fiscal outlook for the Social Security and Medicare programs and presents some potential changes that might help to strengthen them.
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Key Retirement and Tax Numbers for 2023
Find out about cost-of-living adjustments that affect retirement plan contribution limits and other deductions and threshold amounts.
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
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A 529 Plan Can Help Jump Start Your College Fund
Do you know how a 529 savings plan can be instrumental in building a college fund? Read this article to find out.
Calculators
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.